Should I check into local smaller banks here or Credit Unions? 

FYI, I went to Credit Union of Texas as well as Bank of Texas and they said they can either create account for Parent LLC or Child if the child has it's on EIN, so that's that! 

Credit unions are often more flexible.

Hi , I pretty much found many of them to be around the same but what I do recommend and what I did was call as many local banks and credit unions as I could and ask them rates , amortization schedule, origination fees, pre payment  penalties , refinance options if rates go down , as many things as you can think of  and write it all down for each one.

I'm an out of state investor, therefore when I speak to some local credit union they request I reside in the area to obtain membership. 

Tyler,I tell all of my Military Veterans when you close with me come back to us so we can offer a in house VA IRRRL.

  - Military Veteran

I bank with Navy Federal Credit Union, and they have a great 20 year interest only HELOC option in which I could utilize my substantial home equity.

@Jaycee Greene I met with the credit union and waiting on an appraisal but pretty certain I'll access to around $80K @ 8%.

I am having a hard time verifying military employment and pay.