Granted nowadays, the rates are moving around and the market is a mess.Some say to shop around.. 

I would shop around for one that can help you here.

Did you shop around with regional local companies besides Utica National?

After talking to a local coffee shop worker I learned how many visitors came to the park each year and since then started scoping out properties mostly online.

Even just pulling Comps for bedrooms, bathrooms,sqft,acreage build year,only 5 comps come up within 5miles.add a 30x40 shop in the mix and a tiny home on a neighboring lot.1/4 acre pond. 3 storage buildings.brand new roof and hvac.

The cool thing about DSCR loans, is that different lenders have significantly different rate spreads, so shopping it could be beneficial for you to save on rate and fees.

There are good cash back options if you want that instead or good savings from HomeDepot/Lowes/Amazon if you shop mostly at one of those.

Advanced asset protection via a complex entity structure is for most investors like wearing a bullet proof vest when grocery shopping.

Reading what you all I’ve had to say, which I very much appreciate, I’m a little concerned because it is definitely boutique and also very high-end in terms of style: stamped concrete wall, polished  concrete floors, chicum wall in the  kitchen… but there are only 10 units total. there is a coffee shop that will be on the first floor and as I mentioned it’s right on the border of La Valeta and Holistika.

It's a great area within walking distance (5 minutes) to shopping, grocery, coffee shops, and historic neighborhood, and about 5 minute drive to downtown.They are asking $695K for it.