Not sure there are many sponsors that would come out of pocket like that. made no return for 3 years but got our principal back which is a win in my book..

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).

What is the principal reduction every month?

At the same time, preachers need to teach their congregation about the principal.

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).

The monthly mortgage payment amount depends on paying the principal, interest rates, and loan terms.

I check the SEC, FINRA, ratings websites for inside information on the principals in the company.

And back ground on the principals probably would have shown lack of experience. ???

Hey @Diaz Principe Nicolas !

They all have alerts for Columbus on, and Midwest, and everything else we are talking about...and not a single one has popped in to defend themselves.If someone called me out in the forums and it was valid and responded to and confirmed by others, I would either admit my playbook, show up, or respond in some way.Hey @Jonathan Greene, I am one of the founders, 50% owner, and principal broker of Reafco.