Right now I use school ranking as a means of inferring neighborhood quality.

By no means am I suggesting the funds should not be held correctly but there are other areas a landlord should focus their attention if they are concerned about tenant related liability. 

Last, like i tell many clients, "just because I have a program doesn't mean you will want it". 

When you say a live revenue manager, what do you mean by that? 

If you have no desire to actively pursue other investments where you make more than a 2.8% return, then by all means pay it off faster.TYFYS and best of luck!

Do you mean Home Equity Loan?

This would mean that the difference between the cash on cash return and the IRR is appreciation, which you'd receive upon sale. 

What do you mean by off grid? 

One thing that DSCR is not really set up for is if the property is "Subject to" meaning not move in ready/live able.

The first consists of the general exemption, which means the sponsor just complies with the definition as defined by the SEC.