Borrowed on margin against their stock investments10.

When I refinance at say 450, I will still break even with a little cash flow but marginal.

I ran wholesale operation in the past and consistently negotiated and got liquidation products at extremely low prices, which I could speedily monetize by reselling with 25% profit margin.

@Jonathan BockMost probably dont know that their marginal tax rate is different from their effective tax rate.

Presently AUD.USD is sitting at 0.67-0.69 range that makes it very risky if there is not margin of safety.

You'll need to get good at analyzing rehab costs and predicting after-repair value (ARV) to ensure your margins are solid.To get started, immerse yourself in real estate education—read books, listen to podcasts, and use BiggerPockets to connect with experienced investors.

I am also fortunate to have purchased a marginal deal in a good market and will be ok in the end.

There should be more margin to compensate for the headache, added risk of damage, excess turnover etc.

Arm Loan - 5.250 (after five years the rates can go up 1.25%  ( I will need to refinance before year 5)  Need more info on loan amount, LTV, then can run the payment difference between the two and I’d also need more detailed info on the 5 year arm, as far as margin, index, floor , ceiling, adjustment periods. etc.  

Once you get multiple under your belt, it becomes a lot easier to do this type of creative financing.Just keep in mind, private money loans can come with higher interest rates, so you’ll want to ensure the margins on your flip are high enough to cover those costs while still leaving room for profit.If you’ve got any more questions, feel free to reach out—happy to help where I can!