On its face, this is a scam.

I have an LLC do I need to file this form to the IRS? 

A lot of structures go up because the intense radiant heat from the wildfire ignites contents inside the home through the windows, or the embers enter the attics and crawl spaces through the vents--so just building from block won't be a cure.  

Read this fine forum.

In this instance this is a plan that can be executed upon and they have some control2.

This is a FREE service provided by the bank, and we have used this account for about 15 years or so. 

If a person has RCV or ACV policy makes a huge difference, than question of what coverage level people had and if they had policy add-on's that cover cost over-runs and all that fun stuff, not to mention contents. 

Quote from @April Smalls SmallsSmalls: Quote from @Jonathan Greene: You could have stopped after "I came across this PML via Facebook."

I'd like to understand @Devin James, from the domestic developer mind of things; If there stands a confusion, lack of comprehension on how to address housing compilation in a given region, city, MSA etc., why not look to Europe? 

Hey Eylon, Id love to jump on a call and go through this and your analyzing more.