Major economic downturns, such as the Great Depression and the 2008 Financial Crisis, occurred under both parties and were driven by factors unrelated to the party in office.The following table shows the DJIA's performance during each presidential administration.

FACT: Borrower asks lender a “favor” to increase their payoff as a way to get hundreds of thousands extra back but NOT given back at closing on HUD, rather under the table directly from lender to borrowers after lender received the inflated payoff.Is this in fact considered Mortgage Fraud?

Yeah, but that is leaving a lot of money on the table.

@Andrew Freed is a good person to get in touch with about that as he is a MA multifamily investor who does a lot of meetups.STR is a tough way to start right now because in most markets the table stakes to be competitive are very high.

Soon, there will be a ton of posts below from agents in Columbus and Cleveland to "help" you, but you already know where you want to be.I wouldn't be thinking STR for Ohio unless you are doing woodsy, which can work, but the table stakes are high on those (swimming holes, saunas, game rooms, hot tubs).

If they hit their numbers they would be leaving hundreds of thousands of dollars on the table by financing with equity instead of debt.

I'm not saying they shouldn't, I just can't afford to leave that money on the table if I'm not making more than that somewhere else. 

Looking forward to hearing more about what you can bring to the table and sharing insights as we navigate these tricky market conditions!

This leaves a lot of money on the table and causes great frustration for landlords.

Each area has a table owners can use to calculate the deductions for utilities they do NOT want to include (or can't - like MFR with only one water meter).