A global trade war is seen as the biggest observable risk for 2025, followed by a tech stock plunge and concerns over inflation and bond yields14.

My husband and I each have a ROTH IRA, I have a 403B and 401K, and he has stocks and options from his current and previous companies. 

As a US citizen I have an SSN, file taxes every year on my foreign employment income, hold US-domiciled assets (stocks, IRA, 401k), and I have a ~15 year credit history with a decently high score.

If not, should I sell stock that I have that has capital gains that would be due on it and offset that?

We both work in finance, so we’re pretty comfortable running the numbers.Our combined W2 income is ~$350K, and I work remotely with a very flexible schedule.We’ve saved over $200K across various assets (stocks, crypto, cash), and we live frugally, saving around $100K a year after taxes.

David this is a garage conversion; sits in the back corner dead on two property lines at the end of our long driveway. 

., the rental agreement contains one of the “10 Deadly Sins” as set forth in Wis.

I'm sure some can predict what's going to happen (much like the stock market), but no one really knows for sure.  

@Chris May,You're really whipping a dead horse.The whole principle behind mortgage acceleration involves paying the principle off faster.How it is done is irrelevant.

Here are the numbers:$30k - avg monthly income3 options for rent vs buying$12.5k - avg monthly payment (20% down) on $2mil home$6.25k - avg monthly rent on $2mil home$6.25k - avg monthly payment (71.5% down) on $2mil home3 options for return on capital:7% - avg yearly return on 71.5% down payment (assuming 5% avg yearly appreciation in SD)10% - avg yearly return on from S&P 500>10% - avg yearly return on investment property (just an assumption, but I think you are all here because you beat the stock market)First, the $12.5k monthly is very intimidating and beyond what I should be spending on shelter (a no-go for me)