Quote from @J Shoe: I am looking to purchase a 10 unit apartment. 

I'm not trying to second-guess your decision, I'm not in your shoes.

If this were me in your shoes, I would take heed in recognizing my expertise.

.: @K S. here is Nike:Return on Assets   9.89%Return on Equity 36.38%so based on study, only 3-5% S&P company can outperform S&P500 and that top 4 is the one that moves the index.Based on that, it is prudent to invest mainly in index only (and to compare with real estate).I am OK if Nike can not sell more shoes while Nvidia has backlog order of $9999999 thousands of GPU lol

I would do it too if I were in your shoes. 

- Shoes, boots?

I don’t know your specifics but if I were in your shoes I’d be patient.

The requirements are VERY specific by statute, but if done right, the lender steps into the shoes of the taxing authorities. 

That 2.7% rate is pretty special...If I were in your shoes, it would depend on what I could leverage that 200k into out of state.There is ample opportunity here in KC (my market...I work as a Realtor here and own 3 SFR as investments).

Try thinking of the situation in their shoes, why would you let Timothy have this house for free and keep the mortgage in your name?