At which time the investor who created the deal would now own the house free and clear.

I’ve heard about partnering with insurance companies for displaced families, working with military personnel in need of temporary housing, and possibly connecting with other organizations that require mid-term accommodations.I tried reaching out to GEICO about insurance-related housing needs, but they didn’t seem to have a clear process.Does anyone have experience with this niche?

Still, I’d recommend vetting contractors thoroughly, getting multiple bids, and setting clear expectations upfront.

Fees should be clearly stated in writing, easy to understand, and justifiable.

That said, I’d make sure to document your intent to occupy each property clearly to avoid potential issues later. 

Be sure to define your goals clearly.

Quote from @Brandon Weis: Sorry I wasn't more clear.

I recall reading about it in CNBC...The quest for solid returns in our current market might feel daunting with interest rates where they are, but the good news is.. if you find the right deal and set clear criteria.. like a minimum cash flow target, or a plan for eventual refinancing.. your numbers can still work out.

There will also be many homeowners who have had the properties in the family through generations and own free and clear but now still need to obtain a construction loan to rebuild. 

Their clear incentive is to bet on falling interest rates between now and debt maturity.A small handful of owners are forced to sell due to a looming balloon payment that a refi won't cover, but you're not going to find one of those by driving the market when any commercial broker can just look up properties on that basis and start making calls.