Employees want health insurance, I have to then get workers comp and other ins .

Commercial loans have a balloon payment in there every 3-5 years too. The

So how might I asses the health of smaller towns or cities etc?

The unit has been approved for the Section 8 program via an application and inspection verifying it meets health and safety standard.

Especially relative to others with more well known insurance companies who had to fight tooth and nail. 

Lee's Summit, Blue Springs and up North are strong areas too. The

We diversify our properties, we insure our cars and health, yet don't diversify our actual life.

Where there is some additional questions are whether items like health insurance for myself and my wife (the premiums not the actual medical expenses) would be considered part of this overhead (in the past we HAVE NOT put this into the "cost allocated" calculations for Sch E but instead listed them in Sch A. 

Cash for keys might help too. The

I will be going over all of the information I have received from the current owner with a fine toothed comb again along with all of your information, so that I can list out everything I need to do in my next steps.I could not do this without you all!