im in a similar place in REI and the same area codeid love to get together and swap notes if your interested

I'll have plenty of upgrade questions regarding swap coolers and furnaces here in the near future...This first unit i bought has old units in each and need to get the utility companies to play along with the reimbursements with energy efficient units, its homework, but nothing like a final exam for your BA....lol!

I find its much easier to just talk to people naturally and as the conversation progresses swap ideas and propositions. 

If you can't, swap and have them pay 1st month's rent up front. 

We can run any scenario through the automated google sheet and project ROIs under any circumstance.Here's a snapshot of the framework: - My Time: I currently have some time to spare, The time I would be willing to swap out for actively searching and underwriting deals comes from me just educating myself and reading books.

Honestly, if all I had was 2.4m and I can swap it for 140k annually for the rest of my life, I may do so since I can live off of 140k.  

I would go to the resident and -- if the wardrobe is their idea of cool yard art -- see if there's a substitute that you could buy and swap at Walmart, or at least paint is a "park-service green" so that it's less offensive.

I do most of the work on my cars myself and that includes swapping engines, rebuilding transmissions etc.

I am a fan of swapping out the stove and dryer from gas to electric.

And this is on top of swapping fees-for-rate at the normal ratio of about 0.5% to fees/points for 0.125% to rate, so if the lender was quoting 5.5% at 0.5 points, that could also become 5.375% at 0 points.... first 50 bps to knock the rate down, second 50 bps to knock out the half a point.