Luckily it is fee simple and I would need to read up on the HOA by-laws.

Usually, I would think receiving funds would not take a month to get to me if everything as in paperwork and fees are settled immediately. 

While Palm Springs does have an established STR market, the city runs a tight ship and imposes strict regulations and fees on hosts.

Yet, I received terms 2 weeks ago, and CTC this week.Rate: 8.125%Processing Fee: $995Closing Fee: $1,360Origination Fee: 2.650% Admin Processing Fee: $995Is this bad considering it's a small cash out: ~60k?

There’s usually a one-time per loan fee for boarding (approximately $50) and if you decide to leave the servicer or take back a particular loan, there’s usually a $50 (approximately) one-time fee for “de-boarding” the loan.Skip Tracing – Servicer will research many different avenues to try to find your borrower.

I'm paying $85 a month extra on the loan and it knocks 5% off the first year so I'm only paying $80.75 extra on principal each month with $4.25 "penalty" fee.

Some have given us a bad name by charging outrageous fees, making outrageous claims and then providing didily squat information.

Any individual agent is unlikely to move on the fee that they charge.

Most keep the late fees ect.  

Realize also you have ongoing costs for each LLC that you set up, Yearly resident agent fees, possibly fees to have your meeting minutes prepared on a yearly basis, Tax preparation fees for each LLC Shell, and You're 1040, etc...