Unfortunately, too many inspectors give less than complete reports since they don't want to sink the deal which may be passively encouraged by many agents who focus on commissions.It's a two-way street but I would be careful accepting sub-standardinspections since any negligence will (like it or not) have your name attached to it.

I am attaching performa based on axtual expenses and income .

I know ethically, it's not right you get stuck with the bill, but I'm more concerned that you don't attach your name to something that could potentially cause you way more drama down the road.

If they file for summary judgment in a judicial foreclosure state a lot of info will be attached to the motion. 

(My parents have a better credit score than me, so maybe only having their names attached to the mortgage would be best?)

I would just attach 1/4" plywood backer to hide the hole.

Wichita cares about it's future and what it looks like and has a police dept that will get creative to solve problems such as the homeless and panhandlers -- Topeka/Shawnee county - not so much - they just care about the wealthy zip code and a several block radius around dt where the capital building is. 

Give them your memo, but let them use it as an attachment to the actual agreement.  

The best set up is the one with flexible hollow rods with special attachements powered by air compressor, that way less chance of dryer duct to get disconnected in the wall or ceiling.

I built 3 homes in city of Portland in 2019/2020 it was a 40X100 lot and I put 3 SFR's on it  2 were attached and one was free standing..