FL, NY, MD, CA, VA, NJ, Horizon Bank, Kalamazoo MIHuntington MI 75% LTV 5 yr IO product available.

Last year I shared details about the purchase of this deal, here is the link: Just Closed a 240 unit Apartment ComplexTo save you time by not reading the full thread and over 170 replies, here is the short story of the deal:Bought 240 unit deal for $9.4 Million that appraised for $9.9 million at purchaseValue add deal$3 million capital raise through a syndicationTime horizon for the asset was a 3 to 5 year holdUpgrades were mostly focused on interior such as new flooring, painting the cabinets, new hardware, new lightingHere is a before and after of the kitchen upgrade:BEFOREAFTERWe were able to increase our rents almost $90 per unit. 

I think it depends on your time horizon as well.

You're gunna want the peace of mind that comes with knowing you're covered rather than worrying about the audit on the horizon.

I haven't started one yet, but I've been told to look at Equity Trust & Horizon Trust. 

If you have a long investment horizon, then converting to the Roth IRA will be more advantageous than keeping the traditional IRA.  

I sold it in 2007 for $450,000 and did a 1031 exchange with the proceeds and bought another lot for $475,000 The market naturally has dropped since then, but I still would like to sell because I don’t see any signs of appreciation on the horizon.

Your time horizon appears to be quite longMy two cents...worth at least as much as you paid for it.

My only advice - don't get too invested in LV real assets right now if your time horizon is short.

It depends on your time horizon and where the additional capital will be deployed.Fundamentally the 15-year seldom offers many advantages unless both of the following conditions apply:1. 30-year money is A LOT more expensive at the time2.