In doing this you've likely committed fraud since your entire intention was always to close with the 2nd at 100% LTV...I've watched the video where Pace describes this and in essence he says that treating them as two separate transactions is fine and there's no need to tell the lender.

As I’ll need to refinance in the next few weeks, any lending packages I can leverage? 

I will call you next week.

They would sit in the hallway in uniform from like 8pm till 5am 7 days a week till she was gone lol.  

Even though they didn’t collect enough to cover the total $35k loss.) and a week later I walked the property to confirm I was happy. 

If you tackle one problem a week, you'll have 50+ problems solved within one year and will be prepared to manage your investment better than 90% of all landlords.

Listings that have been on the market for a few weeks might be listed too high.

If you tackle one problem a week, you'll have 50+ problems solved within one year and will be prepared to manage your investment better than 90% of all landlords.

I have too many questions for one post, so keeping this post broad and will ask more specific questions in the coming weeks/months.I have a good 6-figure job and some limited real estate investing experience (own one short term rental in the Denver area and recently Airbnb'ed a second property under the rental arbitrage model). 

I hope everyone has a productive week ahead.Best,YbC