And my only responsibility-involvement is to receive a consolidated monthly wire transfer from the management company .

There's a lot of things being developed (i.e. the increased container business, auto export, a new consolidated airport downtown that will likely be international, the redevelopment of Broad Street, the redevelopment of downtown Mobile, city council announced in July they are talking with another Airbus supplier to move to Brookley Field, the development of the Technology Corridor downtown) all of which are going online now, next year and the years to come. 

Or consolidate debts. 

I was able to save up thousands of dollars in a couple of months, and it shifted my mindset to break down my large bills and consolidate my $1s into $5s; I got excited to hide money from myself. 

Local lenders you might find are Consolidated CCU, Red Canoe CU, WAFD Bank, do them in Oregon.