Lets face it, the extra $25 or so in late fees I don't need but if I let it go, the rent gets perpetually late.

I do see your point, I'm very familiar with the premise of the Black Lives Matter movement and I understand there are huge disparities in communities that aren't white, BUT - I still think personal choices play a large role.

Terrell, you need to post this answer on every LLC question in perpetuity.

That is a myth perpetuated by people who don't understand life insurance. 

However, their motives for doing so are to keep you on the perpetual treadmill of debt.

Low rates, rapid payoff vs. perpetual debt 

The areas by the Gulf have some high insurance premiums that are capping the prices... so not just mortgage rates.It would be interesting to see the distribution of the national numbers on new home starts, if they are clustered in TX.Anyway, I think perhaps with that much general "movement," the housing market in TX (its a massive state anyway), isn't entirely frozen like other markets.

I have a lot of family roots in the area, and would love to be a part of the movement to improve the homes and community there. 

And given their hold timeline being perpetual, the 2-ish years of no cash flow does not really matter.

Deborah Burian -- do the professionals ever have a good idea of what is wrong without observing the foundation movement over a period of time?