By utilizing one provider for both services, both can be aligned, customized to your portfolio’s needs which should achieve a better outcome overall.Real estate investing can be very complex and navigating taxes, compliance and insurance can be overwhelming and complex, deterring some people from expanding their portfolio or from investing at all.

Invest and give generouslyHe's not going to advise people to invest in real estate with leverage because his audience is full of people up to their eyeballs in credit card debt, student loans, car payments, etc.

I wanted to alert them that people would be in the yard. 

As Russell said, many people remove them from rentals.

Padsplit people try to sell you that it's only a small portion of your income (1 out of the 6-8 members) vs if you do long term, you are losing 1 of 1 income. 4.

It's not the same thing.If you have $130,000 in equity, I would not use any more than $65,000 on a new property and $15,000 of that should be held for reserves so you would have $50,000 for downpayment and closing costs really.Unless your rental property is new construction, you don't want to max out the equity in case of large repairs coming.

This is a great place to learn and to connect with people so take advantage of all the great resources.

I'm getting to a point where I might want to pursue a lender for future investments but am trying to understand how these lenders choose people to work with. 

You don't want people peeking over their shoulder seeing someone's personal private information for example.

I can do the part of finding the off market  properties  through cold calling i already have a team doing so pulling lists finding leads and close on them but for other people not for my self