The most common portfolio style loan in Texas is a 20 year adjustable rate loan.

I host a small one, and you can find a plethora of them with different styles, and mantras. 

Make sure the comps being used are using the same style, age, square foot, bedrooms, baths, basement, etc.

I do showings open house style, when there is not a pandemic, so that I don't have to meet everyone individually.

Particularly for someone with bad credit, who the bank thinks is so much of a risk that they are charging HML style rates to.

Lastly, you should review Fair Housing Laws federally and for your state and or city...you can not discriminate against people if they have kids, or because of any protected classes(ie race, age, gender, sexual orientation, etc) I own and manage 37 units for 20 years. 

Lastly, Zillow also has an application to create a Matterport camera style 3d virtual showing for free!

It had been fully renovated and the owner was having a hard time selling because its style and location.

I would not pay any TI for a risky tenant like that either and rent would go up every year no blocked rent going up 10% every 5 years like a national tenant.The schools where the type of training and style is more specialized toward adults those owners can charge usually much more money per month for a membership and testing so can often reach higher profitability.These days I don't like stuff that takes up a lot of my time I don't care what the returns are.

This Victorian-style house came as an added bonus to a triplex I purchased.