@Tyler George Better may not offer, and most Better LO’s are new to industry and never have worked for another lender so may just assume anything they can’t do no other lender can do.

So if I have the deal and you have the capital, I'll invite you to be my private lender for the down payment, and get a normal mortgage from a local investor friendly LO for the other 75% or 80% of sales price.

Sherwin Williams exterior paints like Durantion or Resiliance will go down to 35F, but keep in mind ideally for the first 48 hours after application - so not just daytime high.

I have sold to a few other investors on L/O as well.My biggest caution to you is don't put more than 3% of the purchase price up for option money. 

And as I said, in '07, the SHTF and we've still not recovered from it, so I'm mainly looking for the 'no money down, quick cash' (or L/O, RTO or subject-to deals that can provide 'income' from rent, without liability of debt.)

He spent much time with me educating on the work and simplicity of do LO's right.

After that period, be cautious of OWC originated without a LO and verify everything.

All are S  L  O  W and huge amounts of paperwork.  

No matter what you decide, just make sure whatever you "attempt" that you place it on the HUD "before" the LO submits the file to the lender, otherwise it's illegal.

My main takeaways are:1) I need to actually contact some LO's to see how I stack up to the qualifications.