It takes a considerable amount of skilled and reliable labor to complete 25 homes, so we suggest subcontracting all the trades and retaining a small in-house crew of experts in individual trades such as framing, masonry, roofing, etc.

I have worked on many loans where the proceeds went to an individual's account or even another LLC account that the borrower was able to prove ownership of.

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.

Any suggestions on which filters I should be using to target such individuals?

Private money is from an individual instead of a company that partners with asset managers or hedge funds and becomes a hard money lender.

Eventually they get annoyed and politely end the call and the same individuals never seem to call back anymore.

but, we do have a work around for this in the states we lend.For non conventional products it is up to the individual program requirements.  

Networking OpportunitiesOnce you obtain a real estate license, it will allow you to access professional industry events and meet other licensed individuals.

Hey Nick,Are you holding your duplex as individuals/sole prop or within an entity? 

If a property is in an LLC you are almost guaranteed to pull names and numbers of people not associated with the building at all, maybe even tenants, which will also auto-populate the owner names and change them at will with these incorrect contacts....can be a pain to undue.Overall in my opinion, can be great for individual skip tracing to reference other data, not so much for a large batch and sole reliance.