In a year when I finish my rehab, I’ll get a new loan and consolidate so the debt sits just on the rental.

The market may go into consolidation, meaning no or low appreciation; that might be the cyclial reaction, but still not a crash.

All of the deals I have bought this year I have (will have) actual money invested after refi, so of course that slows you down, but I think that is healthier.Sometimes it's good to grow wide, but than take some time to consolidate.

About 1/3 of my tenants either bought a house with the $8k credit or consolidated and lived with family, friends.

In order to skirt that requirement I’m considering a standard home equity loan (HELO) in the form of “debt consolidation” to pull out 10% equity leaving me with 90% LTV - not available through a standard HELOC. 

Huge agent count (along with consolidation of other brokerages into larger brokerages) has propelled EXP to the 5th largest brokerage in America.

And my only responsibility-involvement is to receive a consolidated monthly wire transfer from the management company .

Hello @Philip AbbeyThere are many things to consider and it also depends a lot on what kind of personality you have (Risk taker, self motivated etc) so there is no one answer fits it all.Of course if your interest is over 8 percent on those loans i would strongly recommend you to pay them off first / consolidate the loans into one loan with lower interest rate and invest.For me personally i know that i can make more than a single digit return on my money + tax benefits so if my loans are less than that i wouldn't try to pay them off faster.

One of the major overhauls of Dodd-Frank includes to consolidation of regulatory authority between various federal and state agencies, sets up defined areas of responsibility for agencies dealing in areas of consumer protection, not just real estate financing but related financial transactions.

Cardone's main principles are sound.  1. be invested in workforce housing.   2. more consolidated units, more down-side protection. 3. be careful about reliance on your sfr for equity.