I would do 1 as once  I use it and then pay back I can get better line of credit .Also it stays off the personal records

The rent should comfortably cover the mortgage payments, especially with interest rates potentially stabilizing soon.

She eventually got a new boyfriend supposedly but I never saw him there and as far as I know he didn't stay overnight and I never saw his stuff there to worry about adding that person to the lease.

Agree with Jay. we are not at all familiar with Oregon (or Washington) and stay out of those states as they can be challenging. 

Analyze deals, talk to lenders, and stay patient.Good luck!

Between Investing and breastfeeding I Had upgraded my business and started also consulting business owners about visual content.2021 I launched my marketing agency ‘The visualistit’ and thought business owners who have great ideas and want recognition - to market themselves and their businesses through videos on social, and feel really comfortable in front of the camera.In 2022 I did my third investment, this time in Israel, my country, 1076 sqft, remodeled it with contractors and rented it.2024 it is stronger than me 🙂 I decided to do real estate full timeI realized that I really love real estate because I love many parts of it,first it’s a people business, and for me that’s almost the best part :) Second, it's a creative business, from rehab and design to creative financing.

Recently, I co-founded Rumble Stays [www.RumbleStays.com] with my brother, and we’re managing our first Airbnb property—it’s been a great learning experience!

(This structure may provide a comfortable explanation to the lender, while still keeping your asset strategy in place)After you form that entity, then you should wrap the holding corps and trust for protective purposes  

This is likely to be an area I would like to stay in long term and build a portfolio.I did the @Dave Meyer live pro workshop to find a market and have the following insight.

If you're living on the road, this could be a bit challenging unless you're comfortable working with a reliable property management team.On the flip side, long-term rentals (whether it’s one or two properties) typically offer steadier, more passive income but might not generate as much monthly cash flow.