An issue may be with who is on the title and and does the person trying to remove her has power of attorney to act for the title holder.

It’s typically advisable/required to add the “owner/agent” in the public notes, though an actual signed disclosure form may be required for this too.As a side note, for a few hundred bucks you could probably track down the previous owner, get a release or QCD from them to clear title.....this assumes it’s Only the owner who could protest the sale....as opposed to other lien holders, of any.

if its a small bank then its owned by the owners of the bank usually el president and head credit officer are the major stock holders .. so they are just like any other seller.. they want what they want. 

I believe after it goes to the sheriff sale and no one bids, it goes back to the lien holder (bank) and they sell it as an REO ... correct? 

Do you have another source for purchasing a mailing list for private note holders? 

Something does not seem right because the whole point of a bank foreclosure is to wipe out junior lein holders.

to answer my own question I suppose that lien is junior and the buyer of the property would have some remedy to cure or wipe it out.. and I guess the holder of the CFD would then have to do a foreclosure to clear title ???

What would your return be if you made the loan but the borrower didn't pay the arrearage and the 1st lien holder foreclosed?

Between refinances and loans being sold off, the lien holder information is constantly changing. 

I wanted to fill out my little pamp bar holder I got on ebay.