-Habitat for Humanity volunteer work will definitely help you if you're looking to get handy with your own projects and gain some hands on construction experience.

There are volunteer opportunities within the RE world.

The learning process goes on- I had to promise my wife to not get into anything until I finish my Bachelor’s degree in May.So I was volunteering some time this Saturday and got into a conversation with a guy I had just met.

TimPlease remember that everyone here is a volunteer contributor.

Perry Law is a great resource of you need a local law firm they are some of the best in landlord-tenant issues. https://www.cityoffortwayne.org/latest-news/4879-city-partners-with-indiana-legal-services-brightpoint-and-volunteer-lawyer-program-to-prevent-evictions-and-homelessness.html

You can have a right to work permit, with a SSN, and not have a green card.I volunteer with ESL second language students who are usually spouses of IT workers here on work visas. 

She did volunteer that she had a bankruptcy in the past due to job loss but that her credit score should be above 600.

This is obviously not an issue for someone who lives in one unit and rents out the rest.Probably not an issue with an easy going tenant who volunteers to take care of the trash set out...and I had one tenant who did that all year until he moved out.Some tenants are more petty then others.The carts are on wheels and we are talking about 15 feet over paver bricks.But I need to think of a more permanent solution.

Ask that they list a work or volunteer related reference instead. 

Does the insurance company volunteer this information or do you ask (don't know how one would know all the possible questions to ask).