Too soon to refinance (18 months in)  Not big enough decrease in interest rate to go through with it? 

It also helps if your income has been increasing year over year for as long as possible, as opposed to decreasing.

Too soon to refinance (18 months in) Not big enough decrease in interest rate to go through with it?

Too soon to refinance (18 months in) Not big enough decrease in interest rate to go through with it?

Ignoring the notion that by staying in longer we may be picking additional risk, and therefore decreasing risk-adjusted returns.Thus:If you are staying in the deal it should be because potential returns to investors are much higher than the risks.

Not disagreeing that it doesn’t decrease a bit with each bedroom but 5k is incredibly low

You could offer to pay the deductible or offer decrease the rent by a little for a year to compensate them. 

Retail footprints for anchors are decreasing and the uses are changing, however, retail demand is super strong it's just in different sectors than we have seen in the past. 

The second that vacationing in the property enters your mind, your cash flow decreases.

. - Are there any decreased value on these properties due to the ongoing HOA fees even after paying off the loan?