You'd qualify for a hard money loan if you have a solid deal and a partner with experience. 

Do they have experience selling HUD homes? 

Can anyone share their experience? 

Thank you in advance for any feedback or experience you can provide. 

What I experience is, 0 bookings through airbnb.

@Raj Vardhan, in my limited experiences, 6 or 12 month seasoning is common if you want to borrow based on new appraised value.  

Lot's of experience in the room.

Most agents, I can tell you from experience, will not spend too much time on you since your so fairly new and at your purchase price your not a big fish so they will tend to put you on the back burner since heir return is not going to be a game changer.

In my experience, a garage ADU can still be profitable with long-term rentals, but you'll need to crunch the numbers carefully. 

@Brian Badolato Any update on your multifamily experience?