In this case we would just charge the tenant for the repair that we facilitated.

.- If the property catches fire, through no fault of the tenant, the owner's insurance does not cover the tenant’s personal property or expenses they may incur while the property is being repaired.- If the tenants cause their neighbors to suffer a loss, through bodily injury or property damage, their Renters Insurance will provide protection that would compensate the injured party.

At one point a plumber checking a toilet leak identified subfloor damage requiring the bathroom floor to be taken up and repaired.

An INVESTOR does not repair appliances, does not unclog toilets, does not paint walls, clean units, OWNER OPERATORS do those things, Business Owners/Operators do those things, NOT INVESTORS. 

Might be able to do some minor repairs on 1 or 2 but the majority need full remodels.

Put 40K into repairs and was about 50K out of pocket on everything (taxes, court costs etc.)

I'll add you to my shortlist of handymen when we have FHA or other inspection required repairs.

You can still negotiate with the bank based on repairs, mold, etc.

Even if your positive are you making enough to off set the expense, future improvements or repairs, insurance and tax increases, management fees, vacancies, and other carrying cost.  

In total, the cost for all repairs came to $11,000.