I confirmed with the city today.So how do I accurately analyze this duplex lot in a neighborhood loop of 30 other single family homes built in 2014?

Since the intent from the get go is to actually purchase as a investment property and the owner occupation is really just a manipulation of Mortgage regulations this would be a more accurate description of that intent.

I even appealed the process and provided closer, more accurate comps to no avail.    

But it's not yet accurate.

need help with this subject new wholesaler trying to get accurate nyc rehab cost on homes. 

- Is my description of closing anywhere close to accurate?

When you speculate you are essentially gambling.

Assuming that you are not a general contractor by trade, you can either gamble big money that a house is ok, or you can accept that you will lose an occasional deal to some maniac who doesn't want to do an inspection. 

After having the property inspected you should be able to project a more accurate estimate.I would increase the amount for Maintenance for now.  

I am not excited about trying to accurately estimate the expenses or cash flow, but I am interested in becoming an expert in a new niche.