Debbie, here is how I would analyze: for every loan, I'd analyze the revenue and expenses associated with that loan.In other words, if this is one [1] loan, I would add up all the gross revenues, subtract out all expenses and vacancies and repairs to get a net number.

Qualifying taxpayers can claim a subtraction on their Colorado income tax returns for certain qualifying capital gains included in their federal taxable income.

That doesn’t mean it’s worth $150k today, because most people won’t subtract just the cost to fix something.

Instead of the typical approach of finding a fixed up home to determine your ARV then subtracting repairs and your fee to formulate your MAO try this approach.

You would have to subtract debt service to determine true cash flow of property.   

You would be able to subtract certain closing costs (routine selling expenses) such as your any broker's commission, title, escrow and documentary transfer tax, to get to your Net Sale Price, which would likely be around $235,000 in your case.  

At that point you could technically subtract the difference from the initial rehab cost to get a more accurate gauge on COC return. 

@Alexandra WestI'm MAnwe are allowed to subtract owed rent from the security deposit, I'm not sure about other states.

Then subtract profit, rehab costs, carrying costs, wholesale fee and you come up with your maximum allowable offer (MAO).

Amount the property rents for x .75 = _____ and then take that number and subtract the PITI from it.