. -401k Loans are a fantastic place to get access to short term funds.

A couple of months ago, a screen popped up forcing me to pay a fee in order to gain access to my account.

Currently I own a property in Sacramento with enough backyard lot that has Alley access and my current Mortgage is at a 2.5% rate and don't want to touch or affect it.I am in the process of considering a lot split with a plan to build a new doublex unit in the split lot with hard money or a construction loan. 

(a) If the Company establishes the title, or removes the alleged defect, lien orencumbrance, or cures the lack of a right of access to or from the land, or curesthe claim of unmarketability of title, or otherwise establishes the lien of the insuredmortgage, all as insured, in a reasonably diligent manner by any method, includinglitigation and the completion of any appeals therefrom, it shall have fully performedits obligations with respect to that matter and shall not be liable for any loss ordamage caused thereby.. . .To the extent that you are requesting compensation for the Alleged Damages, please see Condition8(a) of the Policy which provides the Company with the right to establish title as insured in areasonably diligent manner without being responsible for any loss or damage to the insured.

I'm working on launching a STR reporting product designed to make data analysis accessible for everyone, even if you're not a data geek!

I may be misunderstanding but, if you are serious about investing, I would buy, learn, and gain experience. 

The 1K a month (12K annual) will be reinvested into the property to minimize taxable gains in total portfolio and increase the value of the property.

Easy access to major HWY's and businesses?

You should have an agent with access to AirDNA to get a better idea or income. 

My concerns with selecting a servicer are the following: customer service, access to funds, access to education materials so I can learn how to stay away from prohibited transactions.