These are income based loans and rates will depend on your credit score and loan to value (LTV).I've seen programs where values determined by AVM (automated valuation model), not a full appraisal. 

There are downpayment assistance programs in CA that are in play.

I have a lot of money saved up from a sales job, and I am thinking about doing Michael Blank's 1 on 1 mentorship program that guarantees getting a 30-60 unit deal within a year, but the program costs 30k. 

Owner occupants have access to all sorts of loan types and programs that investors do not.

Adoney, Use DSCR Loan program: No Income & No Debt Ratio!

That program is strictly for investment properties, not primary.

I’m also interested in the Move Up and Lease Program 5 houses in 5 years!

One of my friends is a real estate agent in Panama City so it was a great opportunity to see him.When we saw the program of the trip, it was fairly obvious that the trip was organized in a way that we would only have the time to talk to people linked to the developer or the deal instead of taking to other independent professionals.

But if you do have a complaint with an appraiser you can go here, a lawyer isn’t necessarily needed.https://com.ohio.gov/divisions-and-programs/real-estate-and-...

, city/state/federal rental program contacts, handymen, insurance reps, other brokers/agents, and more- Market knowledge: Familiarity with areas of service.