If it isn't possible, I'm curious why some still create a brand/business based account - such as the example I've provided?

The bad news they are finding more ways to make money off these properties.I have the bulk of my investments in LTR's and I'm happy with this.  

@Adam Newman you will want to confirm this with the bank but you can’t take a loan out to borrow for part of the down payment so you’ll need to provide all the funds yourself or have a gift from someone for that which you don’t have.If you have a gift from someone to bridge the 20%, that would be ideal.  

My suggestion to improve your cash flow is to find another bank/lender.

As Josh mentioned, it's important to find your right fit, I wouldn't focus solely on price especially if you're looking to be very hands off and you're looking for quality. 

If I was in your shoes I would find ways to streamline your day job so that you are not spending as much time in that role.

I like to think I have done ok. for me finding properties is sales - managing real estate and growing your company requires problem solving. 

This can not be said about many 100k properties.Turnkey providers made sense IMO back in 2010-2015 when it was easy to find deals, but hard to get funding, so you'd sell the ones you could not get funding for.

For the county, you're probably going to find the most inventory suitable for S8 in/around North County.

For example,  providing a heating source for your tenant is your responsibility as the landlord.