As BP tends to be politically neutral, It's unfortunate that the response included the above quote which is untrue since TU closed in 2010, long before he ran for office.The class action lawsuit was a consolidation of several complaints.

Almost every debt consolidation cash out refinance I do ends with a more polite version of "hey, check out this youtube channel, and while it was a pleasure to work with you, it would be best for your personal finances if you didn't call me in a year to do this again.

I aim to consolidate my mindset and discipline after seeing all of these comments.

I used it to consolidate my bad debt. 

This area in this location has 3 waves of pricing. 2 years up and 1-year consolidation.

The federal loans were consolidated and refinanced at less than 3% - I have made no more than monthly payments on them, and continue to do so. 

Then, they kept sending me those nasty letters telling me my new rate was 2.4% (if I hadn't consolidated).  

I ended up going through e-lend (really cheap, pretty good service) as a consolidator, but that only worked because I am just getting started and my debt/income ratio is not an issue.

Consolidating credit card debt is another thing entirely since they have such high interest rates usually. 

I can see us consolidating our investments in various cities in FL and SE US once we move down there, and managing them ourselves some day.