Keeping yourself not so leveraged helps you sleep, while leveraging enough, helps you retire early! 

And in order to defer all tax you must purchase at least as much as the aggregate net sales price of your properties.These all can seem daunting but in my experience exchanges are more successful than not.

He didn't learn Sub-To and other tricks until he was more experienced, and he had the money to pour into it and absorb mistakes.

Understanding the uncertainty that comes with investing is a key part of finding success.I’m excited to hear more about your progress and future successes!

Still, you may not have to submit your tax returns. more info would be needed to know for sure, reach out to a seasoned loan officer for pre-approval and see if your situation would allow for this. 

Have we gotten to a point in this industry where a property is more attractive by short changing the true fundamentals and classifying the property an affordable housing opportunity? 

If you're considering house hacking a multi family property, some lenders might be able to factor in potential rental income to help you qualify.

A great lender can help you strategize and get much better ROI. 

Plenty of active investors here who'd be happy to share insights and experiences.Looking forward to connecting and hearing more about your plans in Phoenix!

It's still a tough market to find cashflow but definitely more doable than areas close to Boston.