The real value of a good shower tower is not just that it provides an upscale shower experience, it's that once it's in, it can be easily switched out for a new shower tower by a non-plumber, and the behind the wall plumbing you'll have to deal with is vastly simplified.

OIL TANK:To simplify it, it is not mandatory but I would highly suggest removing the oil tank if its underground.

(very simplified version for those finance nerds who will take exception to my simplifications). 

As cheap as it is to run, I would probably simplify things. 

the numbers are not exact, i just used them to simplify things. ok so can i buy the house with just down payment (im thinking 5%) and closing cost. pay mortgage monthly, reno the house in 6 months and pay all the taxes and insurance then when i sell the house? 

There are rules controlling cash out, so instead the rebate is given through principal curtailment and my loan principle drops, in my case $10,575There are obviously more nuts and bolts baked in to this...but this is a simplified version of how I understand this to work. 

While specifics are not always the same, the concepts remain constant in investing in bonds or notes.Notes are not simple, those promoting the note business attempt to simplify the process to market their business, misinform or over simplify generating interest in their business.

Thank you so much for simplifying it.

I have heard of a couple of investors using a more simplified purchase contract when working directly with sellers.Does any one have any suggestions for a more simplified version than the Ca Association of Realtor purchase agreement.

I took my buyer closing costs out of both sides of the equation to simplify the example.MY ORIGINAL CONTRACT:Sale Price: 200,000Additonal to 2nd: 16,0002% in Commissions: 4,000TOTAL: 220,000AMOUNT GOING IN TO ESCROW:Bank Loan: 160,000from Me: 60,000TOTAL: 220,000So far so good.