Talk with the intermediary or your loan officer.  

They rarely pass a property on initial inspection because they want to be paid for another inspection.4) They can't come up with security deposit.5) S8 offices are using tech from the 1990's!

Ill have to ask around the office today.

I'm seriously considering a career change to become a Mortgage Loan Officer first before or alongside investing in real estate.  

One is commercial (next to a commercial office space that I currently own), another will be my very first short term rental in Historic St.

We have also added french doors to the office, a paver patio outback, and some new finishes on cabinets.

Go to their caseworker (if you don't know who it is, look up the local office of '(city/county) Housing Authority' and call the office.

Last night I got an email from the loan officer telling us the underwriter says the loan looks like predatory lending and raised the rate by 5/8 of a percentage.

Licensing, regulatory, office space, and such costs. 

I believe this should be asked by a local mortgage officer but I'm hoping you can help.