@Brian S.Whether debt or equity, nothing is guaranteed.

Debt or "leverage" only enables you to buy something that you otherwise could not have afforded.

For example, I am a little concerned about some aspects of the business cycle recovery and a potential for a double-dip so I lean toward the safest part of capital stack which is debt (or low-debt equity).

I would be interested in knowing how this does long term.I know I personally apply cash on hand to pay down debt or reinvest, helps keep me modest. 

Your plan seems good I’m just hoping to understand if you want to avoid debt or not.

The drawbacks of house hacking are the same as the drawbacks of almost every other wise financial decision, such as not buying new cars, not going into credit card debt, or investing in your 401k.

The Bible says that the debtor is servant to the master. 

Reinvest the profits into paying off debt or buying more as continue over a decade or more and you’ll wake up one day wealthy (for buy and hold method)

I would use it to pay off debt or buy more property

Go to college and rack up at least $100k in college debt OR be a deadbeat service worker forever.