If this is a legal way to lend against consumer home equity w/o a license, kudos to Curbio for finding the loophole; it opens the door to pretty much anyone becoming a home equity lender to owner-occupants without the SAFE act overhead, which would re-shape the industry.

are there any "loopholes" around that?

You want to close whatever "loophole" found in the screening process that allowed for such a tenant to be approved.If the PM placed this tenant, you might seriously consider interviewing other PM companies to hopefully identify one that has a handle on better screening procedures.

But BPOs aren’t… so “ appraising a house though BPOs” is the preferred loophole by lenders who don’t care about tomorrow.Near the beginning of the end.. 2006- 2008… there were ads gaaaaalore… about refinancing and pulling out your equity.We just had two years of that.

Even with the extensive Final Regs, there are a lot of loopholes to take advantage of.

Acquired property in Raleigh NC Briercreek, 150k, few years rental, paid off cash; titled personal name, Selling 225k, want to buy a property elsewhere cash, look for deal, auction, and pay it in same cash, and live part time in it, and airbnb it also as rental.will this fly as 1031 exchange, (like buy new as LLC, single member, single member live part time in property, airbnb it) and are there legal loopholes to extend 45 day deadline for a new deal.

Second, in some situations we can, in fact, dramatically reduce your current taxes either by after-the-fact tax strategies (for example, cost segregation and QOZ fund rollovers) or by applying advanced analysis to your specific situation (for example, Real Estate Professional status, STR material participation "loophole", past depreciation corrections, etc.).

I'm also trying to go through the VA loan guarantee program documentation, so that I can identify any of the loop holes that might allow me to purchase multiple properties, hopefully with the ability to transfer to an entity, all while utilizing the $0 down payment to maximize leverage.

This may be a loophole in Property management, but I would consult a lawyer in your state to know for sure what liability could apply should something go wrong. 

However, I do object when a cold caller ignores the DNC list because he believes he has found a loophole that allows him to disregard the intent of the law.I am fortunate, in that I have established a business model that allows me to have enough new business through referrals obtained via my presence on social media, forums, LinkedIn, etc.