Have your cake and eat it too ... another nifty magic trick :)

So I'm using my "worst case scenario" anything above $115k for the appraisal would just be icing on the cake!  

Both options sound great but let's just break down the reality.The conventional buyer is probably not going to go for an owner financed option when they qualify conventionally.That said, if you choose to go with an owner financed option with another buyer I do not see why you can't have your cake and eat it too.

It is not a home run but it is not a bad deal either.I am not familiar with Wheat Ridge BUT if that area is a hot area where house prices are projected to increase or keep increasing over time, that would make it a very good deal, in my opinion.With  a property that cash flows well enough to keep it, the exposure to house price appreciation would really be the icing on the cake

You truly do get to have your cake and eat it too!

If you have 6 properties without notes, this should be a piece of cake.

People want so much once it's on the MLS that there is usually little margin, or they just get scooped up like hot cakes.

You can do 10hours/week and you'll be done in 4 weeks, piece of cake :)  Good luck and let me know if you need add'l study materials for the national portion of the exam.

If you principal appreciation that's icing on the cake. 

Anyhow, houses are selling like hot cakes in our area.