Every tenant has my cell phone number and I think each correspondence is an opportunity to impress your tenants. 

Prices and rents drop correspondingly.   

Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with zero or negative relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenants: majority will have FICO scores under 560, little to no good tradelines, lots of collections & chargeoffs, recent evictions.Make sure you understand the Class of properties you are looking at and the corresponding results to expect.

I could not really do this in San Diego with cap rates sooooooooooo low and corresponding cash flow extremely low too. 

One property they raised the building value 7% with a corresponding premium increase.  

I agree, almost every file will have an issue that needs to be dealt with between the last link in the chain of title and now. the last mortgage to be paid off would be the most likely defect.The LOI is an example of the underwriters coming up with a mutually protective tool to “kick the can down the road,” as an issue or defect could be pushed on and on to infinity until someone actually made a claim.To answer your question, a number of ways I have seen and identified forged docs was when they didn’t correspond to dates of death, matching signatures from one document established by verifiable source, like atty or title company created and recorded documents , (mtg other deeds, etc…) notaries verifying signatures contrary to verified information.

I like to think that we lenders are great resources especially correspondent/broker lenders who work with a wide array of lenders and lending products to help people navigate different scenarios. 

I agree with @Natalie Kolodij You should focus on finding someone you correspond well with as opposed to someone who is local.There is a big difference in TYPE of gain and type of loss.

This is backed by screenshots of email correspondence with her retirement company but it has been at least a month and a half of back and forth to hear back about this loan and still no payments.

<<Should go for all correspondence with any tenant in which business communications take place.