I realize the true answer is "It depends" because each situation will differ based on the property, the location, the seller's situation, my situation, etc., which is why I ask about a standard/average deal.

Most real estate investment and finance companies are hardbarred industries - only service-based businesses like financial planner firms and RE brokerages are allowed. 

I ran the numbers and didn't raise my offer over what made sense based on the rents being paid!!!

If you hold both (the second for wildfires because of the garage), overinsure.Your last post said you were trying to avoid headaches and these are both guaranteed to be emotionally draining and the biggest headaches based on your description of the upkeep on both, but I get it.

Since refinancing and investment income (like rental income) usually aren’t seen as earned income, it likely won’t affect your mom’s survivors' benefits.However, if your mom’s survivors' benefits are based on disability (SSDI), then additional financial or property assets could trigger a review, so you might want to consult a CPA or financial advisor to be sure there are no unintended consequences.This isn't legal advice.

The property the prospect resides in was sold back in 2022 and based on the County record it shows it's currently owned by a Management company located in Florida (Don't know about regional office).

They can advise you on your options based on your specific circumstances, including how to proceed if you believe he may be trying to delay repayment or if he is indeed facing bankruptcy.Assess the Situation: If he is experiencing cash flow issues, he may be trying to find a way to resolve them.

With that comes drastically different employees and consequently housing needs but still good for the city's tax base and economy more generally. 

@Melanie ThomasI really think it depends what market you're in, and what type of resident base you have.

Shout-Out to an Amazing Realtor for Out-of-State Investors – Melissa Hudson in Cleveland, OHHey Bigger Pockets Community,I wanted to take a moment to share an incredible experience I had working with Melissa Hudson with McDowell Real Estate, a realtor based in Cleveland, Ohio, who helped me sell my out-of-state investment property.