I don't think a gift card is necessary at this point, but if you can exchange addresses and phone numbers that would be great.Think like a neighbor....they are going to be worried about parties, noise, trash, etc.

There are several benefits of having cash in the bank/liquid reserves versus an open end mortgage (a.k.a) credit card.

We have some credit card debt we are hyper focused on paying down , and 34K in my student loans (not touching currently due to SAVE plan with the zero percent interest).

A good analogy is baseball cards.

I'm underwater with my mortgages and credit cards and bills.

Buying hood properties with what is basically credit card debt in today’s market is so extremely high risk it borders on recklessness.

He told me to upload some docs, which I did, and told me he would get back to me this week.

Risking your house on these kind of moves can become a literal house of cards as you scale.

Like you mentioned, frequent crashes, problems uploading photos, weird restrictions on what words can't be used, listings removed for no obvious reason. ....and, to me, the navigation/operation is very unintuitive and cumbersome.

sometimes to reduce borrowing costs, I'll use a hard money loan solely for the purchase, and then pay for the rehab in cash or use a 0% credit card (I don't recommend that for new investors!)