Looking back, it was terrifying how easily he could be manipulated (and was) by anyone who understood his desperate need to be associated with all things serious in every way possible.

Relatively the density in Calgary is low, we sprawl out a lot which creates other issues.What I never understood is how small towns in Ontario can have prices that are double of Calgary.

If your point is some markets have done much worse than others (including worse than mine), I think that is understood. 

It may be the norm in your state to use general warranty deeds, but I would ask so that I understood if that was the case.

Understood, thank you!

If I understood correctly that is the time it will "fall off".   

:@Alfonso MontejanoThe premium into the policy is not tax write off.The interests to the build-in policy loan are not tax write off.Interest for a bank loan secured by the cash value could be a tax write off in certain conditions.Thank you for letting me know and correcting me , Im really new to it, and that was what in understood. alot of this information is foreign to me and the information comes fast, ill have to look into it more.  

Let me summarize what I understood and please let me know if I am off base:You are moving and currently have a property with a great interest rate, strong rental market because of military base, and 15 years left on the mortgage.

Thanks Erik, understood!

From what I understood he's into his 50s and probably beyond the age of 'proving himself', which I consider a plus in a teacher/mentor.