I'm really steaming about this, trying to relax, but it's really hard to swallow being treated like this by my own neighbors.As per CC&R's I've never found any language even relating to HOA responsibilities, let alone what.

Tough to swallow, but usually true.

Hard pill to swallow taking a hit on your investment, but at the same time do whatever you can to put this guy behind bars before he does it to someone else.

I’m open to any and all ideas, I just don’t love the idea of my cash flow basically getting swallowed up in insurance premiums, although I’ll admit that to this point I haven’t priced anything.

HOWEVER, if replacing the roof at the 4plex means that you have to vacate all four units, then that vacancy could be a tougher pill to swallow than if you replaced each of the roofs on the four houses one at a time (thereby only having one unit vacant at a time).Another consideration: small multifam often has better cashflow, but singlefam often has better appreciation.

Although it may be a tough pill to swallow right now, granting the refund might pay divedends in the future. 

Property managers that swallow up all free cash flow with their management, finders, and project management fees2.

No thanks; there's a lot of limestone and underground caves here and sinkholes can grow big enough to swallow whole houses. 

It's a tough pill to swallow and something that can be chalked up to the cost of education.  

@Rachel Degennaro It's a hard pill to swallow.