Or rent it at TODAYS market rate not what it was 18 months ago and then raise rents as things tighten back up.

I’ve heard lending on HElOCS has tightened up and right now lenders are only giving 80% LTV

This will ensure the investment remains viable during tough times.As an investor, the decision to go for a smaller down payment and manage a negative cash flow hinges on my (your) ability to handle the financial strain and my (your) confidence in the property's appreciation and cash flow potential.

The housing is being strained.

And in my opinion, this is how the RTP will tighten.

Consequently, they’ll likely need to tighten their belts in other areas, potentially reducing spending, which could adversely affect the economy.Furthermore, there are troubling signs in the average weekly hours worked, despite the seemingly strong headline numbers.

Not yet the 2% the Fed would like but again, directionally positive.The Fed, while not increasing interest rates during their meeting last week, are quietly continuing Quantitative Tightening.

For years I would go months with no free nights, no free weekends.Now, with a rocking portfolio, I don't regret the absolutely brutal effort I put in to get here.It can be very hard, but it is very worth it.Don't get discouraged, tighten your belt, put your shoulders to it and push, you will find a way - you will not be sorry.

In order to increase the likelihood of acceptance, they may also assist in identifying the best lenders for your circumstances and offer advice on how to structure the agreement.It's crucial to carefully consider the additional financial strain another property can bring and ensure your investment strategy aligns with your long-term financial goals.

If market conditions in 24 short months cause the property to underperform, rates to be high so that you can’t reach DSCR hurdles, or lenders to tighten - you’ll be in a pickle.