So the best solution is to buy a house needing extensive renovation for cheap and use that discount to change the layout when you bring it up to living standards. 

Berkadia is #1 Freddie Mac Optigo, #3 Fannie Mae DUS, and #3 HUD/FHA multifamily lender in the country as of YE 2022, and my team originated ~$325,000,000 in agency loan volume last year.Lately I’ve noticed many of you asking about multifamily financing options, and thought this would be an opportunity to host an AMA regarding Freddie Mac and Fannie Mae agency multifamily financing, an area in which I specialize.

I'm a Project Manager at an Architectural Firm specializing in Custom High-End Homes. 

While I do maintain a relatively modest percentage of my assets in money market instruments, corporate debt funds, and high dividend stocks, I remain most comfortable with the investments I specialize in and know best.  

They were discounting my policy cost for no longer covering vehicles.  

Also, consider lenders that specialize in investment property financing, like LendingOne or Kiavi. 

Look up 'Margin vs Markup if you're curious.)So if my Plumbing Sub-Contractor gives me a bid of $20,000 for your project, I will not tell you that number, I will just have a price of $25,000 for plumbing on your Bid/Proposal.Note: It does come out close to even for you........my plumber gives me a steep discount because I give him $100k worth of work each year......

For what it's worth, we offered our homes at a discounted rate for a former guest who was looking for a place to stay. 

The last 5 deals I bought were all basically move in ready, bought only at a slight discount after deals fell through. 

With this method you can you find properties that need work and at a discounted rate, fix them up and then rent them out to add them to your rental portfolio.