You'll also hear people talk about cost segregation & depreciation, which are great, but not everyone is in a position where they can maximize the benefits of depreciation.Also bear in mind that it doesn't need to be either-or.

Bear Market (or correction): many, many are going to lose money.  

This is evident already in the 32,000 square-foot Lego Discovery Center built last August, the coming Build-a-Bear to the mall, and community events PREIT has organized such as Taste of Springfield, and Cherry Blossom Festivals.

Like once we found that a tenant moved a gutter downspout, eroded the soil under heat pump pad and caving in enough to shortly damage the heat pump.

@Bear Naisang $38k with 5% down equates to a $700k purchase price.So, why aren't you buying another primary that you can then rent out when you leave?

Rob's niche isn't for everyone, but he sure has brought me a lot of value.Each of the hosts has brought to bear a form of their personal expertise (love me some Henry Washington insights!).  

Its also long term since freshly planted trees or the like take several years to begin bearing fruit.

Long story short, they recommend a process that basically looks like...Soil scientist --> (septic engineer IF needed) --> site plan --> county approval...We've spoken to a few soil scientists and they all quote 2k-5k to analyze the property for an appropriately sized septic system. 

I have concerns that renter will not do whatever is necessary to remove and replace the soil which was saturated with dog urine.

@Dawit Wo  Bear with me for asking, why would you agree to 5k down and 0% interest?