While this project ran smoothly overall, managing a larger renovation budget of $74,114 required careful planning and coordination.

She went above and beyond, even making what seemed like an impossible situation smooth and stress-free.

I think it makes sense to go with a reputable lender you know can close your deal and make it a smooth and seamless process, rather than chasing the "cheapest option". 

She went above and beyond, even making what seemed like an impossible situation smooth and stress-free.

But if you slide the rate on the AIO to 9 or 10 that becomes a much different story; risk compounds quickly.

They prevent bedbugs from entering or escaping mattresses.Routine Inspections: Regularly check mattresses, bed frames, and furniture for signs of bedbugs (small black spots, eggs, or live bugs).Furniture Choice: Choose furniture with metal or plastic legs instead of wood, as bedbugs are less likely to infest non-porous surfaces.Bedbug Traps: Place bedbug traps under bedposts and other furniture legs to catch any potential bedbugs before they become a problem.Professional Cleaning: Schedule routine deep cleans between guest stays, and if you ever suspect bedbugs, hire a pest control professional immediately.Clear Guidelines: Educate your cleaning staff on how to spot bedbugs early, and encourage them to report any signs immediately.These steps will help you set up a smooth, well-managed STR that’s ready to generate revenue while maintaining a good relationship with your LTR tenants.

Offering these amenities can make a significant difference in your property’s desirability.If you're investing out of state, I'd suggest working with a good property management company or a trusted local contact to keep everything running smoothly.

I'd rather have a solid C that is in a clear C neighborhood and will stay that way than a B that could slide into a C or D erasing my equity value. 

Meaning how many people can afford to put a 5-20% downpayment(sliding scale with DTI), and have the DTI to afford the house?

Slow is smooth and smooth is fast in these situations.